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May 2022 ::   Archive 

Hi Friend,

The real estate market continues to be hot. Increased mortgage rates have deterred some buyers, easing the competition slightly. Available inventory is low. New monthly mortgage payments have increased by 55% since the start of last year, according to NPR. Many homes are selling above listing price as the sellers’ market continues. Experts maintain that we are not in a bubble, since houses remain in high demand and low supply. 

For homebuyers, this market is challenging but not impossible to navigate. There are lots of great opportunities available for both buyers and sellers today. For more information about how to make the most of your situation, don’t hesitate to call. Work with a trusted real estate professional to make your buying and selling process as smooth as possible.

The Holly Walther Lending Team

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I am so excited to announce that The Holly Walter Lending Team is now a preferred partner with Ribbon! So what does this mean to you and why is it important? We are launching our Cash Power Program and this program is just that.… CASH POWER! So what we are doing is we're taking our certified home buyer product where we fully underwrite and approve all of our clients upfront and now we're combining it with the power of Ribbon's Cash Offer Platform. This gives buyers the ability to go in and offer cash, with no contingencies, and WIN in this market! With inventory still low and buyers paralyzed in this current market, this Cash Power Program is ideal for those who want to sell, but are concerned about winning an offer on a purchase. We want to give these clients an advantage over their competition by providing them with the ability to pay CASH and eliminate their concerns. So if you are interested or have any questions, give us a call to find out what The Holly Walter Lending Team has to offer!

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Your feedback means so much to us and we'd so appreciate it if you could help us be selected for the 2022 Five Star Professional award! All what you need to do is fill the survey down below. THANK YOU!

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How to Save Money When Buying a Home

Buying a home is a huge financial decision, and it has become more important than ever to form a strategy around saving for a home. Budgeting can go a long way towards saving for a downpayment, which may allow you to skip the private mortgage insurance. Reducing your debt can improve your debt-to-income ratio, which can qualify you for a lower mortgage rate. There are plenty of ways to save when buying a home, and each person's situation is unique. Be sure to make a plan with your lender and prepare as much as possible in advance. 

The Pros and Cons of a Homeowner's Association

Living in a community with a homeowner's association (HOA) can have a lot of advantages, especially since common areas often include landscaping, playgrounds, pools and community centers. There are pros and cons, of course, and some homeowners would rather opt out of paying the associated HOA fees. There are often rules associated with HOAs as well, which can both create a pleasant environment and feel limiting for different residents. Maintaining a property involves time and energy for those involved, and deciding to live in a community with an HOA ultimately comes down to a matter of personal preference. 

Continue Reading :: Mortgage & Real Estate Blog

May 2022 Real Estate and Mortgage Trends

Read More :: Market Trends
If you have questions, give us a call and we can explain what these rates mean for your current mortgage or future purchases.
Freddie Mac
30 Yr. Fixed 4.72% 0.80 +0.05
15 Yr. Fixed 3.91% 0.80 +0.08
5/1 Yr. ARM 3.56% 0.30 +0.06

*Mortgage Rates change often and vary from person to person.
EVERYONE HAS A STORY!  This is OUR TEAM and OUR PASSIONS.
I have over 20 years of lending experience and a 100% closing record. The Holly Walther Lending Team is among the top mortgage loan producers in all of Georgia.
MEET THE TEAM 
Schedule an Appointment Today!

Branch Manager
Holly Walther Lending Team
 
t. 404.436.0013
m. 770.374.7520

Georgia Residential Mortgage Loan
Licensee #51275


4343 Shallowford Road, Suite #110,
Marietta, Georgia 30062
Powered by Success Mortgage Partners, Inc. NMLS #130562
Georgia Residential Mortgage License #36474
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