January 2022 ::   Archive 

Hi Friend,

Happy January and a very Happy New Year!

I’d like to start the year off with gratitude and take this opportunity to thank all of you for your support. As I reflect upon this past year, I am grateful for all the dreams and accomplishments that have come true. 2021 allowed us to end our calendar year with over $150 million dollars closed! Thank you to each and every one of the clients that chose us to be a part of their home journey, we are beyond happy to continue to be your lender for life.

We are also thankful to have been named #8 of the Top Loan Officers in the state of Georgia! It still feels unreal to me and I am truly honored for this achievement. To be of service to all of you is my passion. I LOVE what I do! Every day, I have the pleasure of working with families and making their dreams of homeownership turn into reality. It’s a blessing I am grateful for every day.

To wrap up this year, please allow me to humbly announce what an honor it was to be named #1 Loan Officer for Success Mortgage Partner for the 6th consecutive year. There is so much to be celebrated as we embrace the New Year and these accomplishments only inspire me to push further and do more. It's a true honor; I am forever grateful for my amazing agents, clients, and team members who helped make this possible. Without you I wouldn’t be able to assist everyone with their dreams of homeownership - thank you! I will continue to show up each day giving more than my all to make your dreams come true!

The Holly Walther Lending Team

Exciting news! We made it through the nomination round for The Best Of Cobb 2022 and now it's time to vote. It’s been a dream of ours to be named Best of Cobb Lender of the year but we need your help to make this dream a reality. You can vote 1 time every day per email until Jan. 21st, 2022. Click the link below and go to the Real Estate and Finance section, then scroll to Mortgage Services. There you can cast your vote for The Holly Walther Lending Team. Your votes are very much appreciated as we strive to always make other dreams come true! The team and I thank you for your support.

“When you change how you see yourself and treat yourself, a
whole new possibility opens up for your future self.”
- Mel Robbins

Fannie Mae & Freddie Mac Loan Increase to $647,200 in most U.S. Regions

If you are looking for a home in today's competitive market, your home search may have just gotten easier! According to the Federal Housing Finance Agency (FHFA), home prices have increased by 18% between the third quarters of 2020 and 2021, and will increase by the same percentage in 2022. The conforming loan limit will be $647,200 in 2022 for most U.S. regions.

These limits set a cap on the maximum mortgage that can be bought or guaranteed by Fannie Mae and Freddie Mac. These increases may assist qualified customers whose borrowing power may have been limited by the previous cap.

2022 increases are as follows:

• $647,200 for one-unit properties in the majority of the country

• Up to $970,800 in high-cost area one-unit properties in the contiguous U.S.

• Hawaii, Alaska, Guam and the US Virgin Islands will have a baseline of S970,800 for one-unit properties

Building the future...
January 2022 Real Estate and Mortgage Trends