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Hey <<First Name>>,

When I first bought my iPhone two years ago, my husband helped me unbox it since I was busy doing something else. That was a big mistake.

Because I turned around and saw him peeling the protective plastic off the screen.

I blew up. “But I’m not ready for the plastic to be taken off!” I yelled.

Yes, I’m one of those people who was going to use the phone for a few days with the plastic still attached to the screen. Of course, he didn’t understand. It was the first expensive phone I’d ever bought. I wanted to take good care of it. And part of taking care of it, in my mind, was keeping it as new as possible.

Nowadays, we look back and just laugh about it.

But it made me realize something. That everyone has a different reaction to when they now have money but didn’t used to.

Some people go on shopping sprees. And some people, like me, are still counting their pennies.

The reason why I’m anal about my stuff is because I don’t want to take it for granted. Everything I buy, I’ve bought with my own money. And when I work hard for my money, I’m super stingy about how it gets spent. Because I remember a time when I didn’t have stuff at all. Even though I have money now, every time I buy something that I love, I still get excited. I hope that feeling never goes away.

So maybe babying your stuff is not the “cool” thing to do. But not worrying about your stuff also seems like such a privilege to me. Why worry when you can just buy another later?

But I’d argue that if you truly valued your favorite whatever, you’d do things to keep it around for as long as possible. Read today’s post to see how I treat mine.

Luxe

Saving Money Isn’t About Saying No–It’s About Saying Yes

Mar 05, 2019 12:52 pm
Saving Money Isn't About Saying No, It's About Saying Yes

It started with a picture of a red motorbike. Then a waterfall that looked straight out of Jurassic Park. I casually mentioned to my husband that I’d just discovered this relatively unheard-of area of Laos, where you can rent motorbikes and drive around looking for waterfalls. He was playing online chess, his favorite game, but […]

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Acorns Review: Is This Investing App Worth It?

Mar 01, 2019 01:26 pm
Acorns Review: Is This Investing App Worth It?

I kept forgetting that I have the Acorns app on my phone. I suppose that’s the whole point. That I was investing money without even trying. Go to any personal finance blog and we’ll all tell you why investing is important and why you need to start doing it as of yesterday. But most of […]

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2018 Annual Clothing Roundup: What I Bought in Q3-4 (and a Giveaway)

Feb 22, 2019 09:42 am
How Much I Spent on Clothes in 2018

I recently did an Instagram segment on handbags and came to a sober realization: if you put two seemingly identical items in front of me, even with no labels, nine times out of 10 I will always prefer the more expensive option. But when you have expensive taste, how much does that add up to […]

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My Weekend Money Diary #13: Beautifying My Life

Feb 18, 2019 02:41 pm
My Weekend Money Diary #13: Beautifying My Life

What happens when someone who’s “good at money” tracks their spending the old school way? With a pen and paper and not using an automated system like Mint? Inspired by the Man Repeller and Refinery29 money diaries, I thought it’d be fun to see what happens when I track my spending for a weekend. Although I’m conscious about my overall […]

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The Money Moves I’m Making in 2019

Feb 13, 2019 09:35 am
Money Moves I'm Making in 2019

It seems cliche, but there’s something about the start of a new year that makes you get off your butt and do things. Especially those heinous financial tasks you’ve been putting off forever. And when I say ‘you’ I really mean me. Even though my husband and I don’t have standard debt, and have a […]

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My $6,000 Mistake–and How My Credit Card Saved Me

Feb 06, 2019 09:18 am
My $6,000 Mistake--and How My Credit Card Saved Me

Here’s a reason why you might want to have an emergency fund. Say you rent a car in LA, decline the insurance, and drop off the car right on time. Per usual. Then the car rental clerk takes you outside to point out a two-inch dent on the passenger-side door. Well, here’s a first: you […]

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My Favorite Reader Comments from 2018

Feb 01, 2019 10:14 am
My Favorite Reader Comments from 2018

One of the best notes I’ve ever received is when someone said they’d always come back to my blog just to read through the comments. So instead of recapping everything I did last year, today I wanted to shift the focus on you guys! Because this blog isn’t anything without the community. Here are my […]

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How I Deal When I’m Not 100% Feeling My Job

Jan 28, 2019 09:51 am
What I Do When I’m Not 100% Feeling My Job

I’m writing this on a Sunday, which means that like most people, I’ve got the Sunday Scaries. “I can’t wait until Monday,” said no one ever. As it turns out, 85% of the world isn’t thrilled with their jobs. I obnoxiously fall into the other 15%. My boss is one of the best I’ve ever had, […]

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Cost Breakdown: An Elevated Two-Week Trip Through Southeast Asia

Jan 25, 2019 08:54 am
The Cost of a Two-Week Stylish Southeast Asia Trip

Southeast Asia is one of those destinations where I could probably visit over and over again and never get tired of it. Even if I get ripped off. To me, it has it all: mouth-watering food with unique flavor profiles, authentic traditional culture, world-famous natural wonders, and most importantly, it can accommodate a range of […]

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How to Effectively Ask for a Raise (from Someone Who’s Done It Twice)

Jan 16, 2019 02:14 pm
How to Ask for a Raise (and Actually Get It!)

*I’m back in NYC, but jetlagged like crazy, so my friend the Financial Mechanic is here today to talk about the ever-important topic: how to effectively advocate for a raise! There’s a huge gap in content about making more money, and if you’re nervous about asking for a raise (because yeah, it’s terrifying), then who […]

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