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Hey <<First Name>>,

When I first bought my iPhone two years ago, my husband helped me unbox it since I was busy doing something else. That was a big mistake.

Because I turned around and saw him peeling the protective plastic off the screen.

I blew up. “But I’m not ready for the plastic to be taken off!” I yelled.

Yes, I’m one of those people who was going to use the phone for a few days with the plastic still attached to the screen. Of course, he didn’t understand. It was the first expensive phone I’d ever bought. I wanted to take good care of it. And part of taking care of it, in my mind, was keeping it as new as possible.

Nowadays, we look back and just laugh about it.

But it made me realize something. That everyone has a different reaction to when they now have money but didn’t used to.

Some people go on shopping sprees. And some people, like me, are still counting their pennies.

The reason why I’m anal about my stuff is because I don’t want to take it for granted. Everything I buy, I’ve bought with my own money. And when I work hard for my money, I’m super stingy about how it gets spent. Because I remember a time when I didn’t have stuff at all. Even though I have money now, every time I buy something that I love, I still get excited. I hope that feeling never goes away.

So maybe babying your stuff is not the “cool” thing to do. But not worrying about your stuff also seems like such a privilege to me. Why worry when you can just buy another later?

But I’d argue that if you truly valued your favorite whatever, you’d do things to keep it around for as long as possible. Read today’s post to see how I treat mine.

Luxe

How to Effectively Ask for a Raise (from Someone Who’s Done It Twice)

Jan 16, 2019 02:14 pm
How to Ask for a Raise (and Actually Get It!)

*I’m back in NYC, but jetlagged like crazy, so my friend the Financial Mechanic is here today to talk about the ever-important topic: how to effectively advocate for a raise! There’s a huge gap in content about making more money, and if you’re nervous about asking for a raise (because yeah, it’s terrifying), then who […]

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Hello from Southeast Asia: A Postcard from Vietnam and Laos

Jan 11, 2019 06:45 am
Southeast Asia Postcard: Hello from Vietnam and Laos

If you’re wondering if I’m still alive, I’ve been traveling through Southeast Asia for the past few weeks, and seemed to have lost track of time. What day is it again? After some social media check-ins, I’ve caught up on a couple of events that have gone down back home: New York City had an […]

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Ask Luxe: What Do I Do with My Old 401k (When My New Plan Sucks)?

Dec 18, 2018 09:25 am
What Do You Do With an Old 401k?

It’s that time of year when people are thinking about money, because I’ve been getting lots of e-mail lately along the lines of, “Hi Luxe, what would you do if…” I start hammering out a reply, but then I think, hey, I bet other readers are wondering about this same thing. So today I’m test-piloting […]

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How My Moth Problem Was a Money Lesson in Disguise

Dec 11, 2018 08:24 am
How My Moth Problem Was a Money Lesson in Disguise

I always thought clothes-eating moths were an old wives’ tale. In all my years of being careless I had skated by, scot-free (or shall I say, hole-free?). My friends never seemed to report moth problems, either. Because I had internalized the belief that clothing moths didn’t exist, I was cavalier about how I stored my […]

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I Spent $900 on Black Friday Sales and I’m OK With It

Nov 26, 2018 01:38 pm
I Spent $900 on Black Friday Sales and I'm OK With It

To me Black Friday is just another sale. It’s up to me to wade through the noise and vet whether or not the deals are legit (they’re usually not). 30% off on something that usually goes on sale anyway? Yawn. 30% off on something that never goes on sale? Now we’re talking. There’s a lot […]

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The 2018 Holiday Gift Guide: 36 Gift Ideas That Would Impress Even Me

Nov 20, 2018 10:39 am
2018 Gift Guide: 36 Ideas to Impress the Hard-to-Please

I’m a gift giver’s worst nightmare. About eight years ago, I asked people to stop buying for me. The reasons were well-intentioned: “I already have everything that I need.” “If I want something, I’m fortunate enough that I can just buy it myself.” “If we’re talking love languages, I’m more of the Acts of Service […]

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The Best First-Time Rewards Credit Cards–By Spend-Level & Personality

Nov 13, 2018 06:45 am
Best Rewards Credit Cards for Beginners

Have you ever been at a group dinner where everyone except you put down a Chase Sapphire card, and wondered: what do they know that I don’t? Maybe you got your first credit card at your local bank, because you didn’t know other credit cards existed. Or like me, you were a hapless college student […]

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What My Life Looked Like on a $58K Income in NYC

Nov 07, 2018 06:45 am
What My Life Looked Like on a 58K Income in New York City

I started writing this weeks ago, but then I got self-conscious and decided to scrap it. Doubts told me that this story wasn’t worth talking about. Because $58k is an absurd amount of money for a single person with no real responsibilities. Even in New York City. At least to me. And wouldn’t that be […]

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The 10 Wardrobe Essentials I Happily Buy Over and Over Again

Oct 30, 2018 09:51 am
10 Wardrobe Essentials I Happily Buy Over and Over Again

Last month, I wrote about the fashion classics everyone says I should buy but don’t. Today I’m flipping the script and talking about the clothes I couldn’t live without. The ones I wear over and over again and constantly re-buy, because they always seem to suit me. There are very few “shoulds” when it comes to […]

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My Weekend Money Diary #12: Busted Knees, Wi-Fi, and Apartment Dreams

Oct 25, 2018 09:05 am
My Weekend Money Diary #12: Busted Knees, Wi-Fi and Apartment Dreams

What happens when someone who’s “good at money” tracks their spending the old school way? With a pen and paper and not using an automated system like Mint? Inspired by the Man Repeller and Refinery29 money diaries, I thought it’d be fun to see what happens when I track my spending for a weekend. Although I’m conscious about my overall […]

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